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Working Capital Calculator
Working Capital & Liquidity
Calculator Inputs
Input Values From Your Balance Sheet
Results

0

DSO (days)

0

DIS (days)

0

DPO (days)

0

CCC (days)

€0

Net Operating Working Capital (NOWC)

0%

NOWC/Sales %
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📊 Complete Analysis Below

See the whole analysis of your company's Working Capital KPIs below, explaining what each one means and how your company is performing
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Days Sales Outstanding (DSO)

0

(days)
€0
One-day value
Formula: DSO = (Accounts Receivable ÷ Annual Sales) × 365
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Finnish Manufacturing Benchmarks: Top 25%: <20.5 | Above avg: 20.5–36.7 | Below avg: 36.7–50.7 | Bottom 25%: >50.7 days
EU Law Reference: EU payment terms law recommends 30 days as standard payment period
Days Payable Outstanding (DPO)

0

(days)
€0
One-day value
Formula: DPO = (Accounts Payable ÷ COGS) × 365
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Benchmarks: Bottom 25%: <28.3 | Below avg: 28.3–45.3 | Above avg: 45.3–59.3 | Top 25%: >59.3
EU Law Reference: EU payment terms law recommends 30 days as standard payment period
Supplier Relationship Balance: Longer DPO helps cash flow, but pay on time to protect supply.
Days in Stock (DIS)

0

(days)
€0
One-day value
Formula: DIS = (Inventory ÷ COGS) × 365
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Benchmarks: Top 25%: <40.1 | Above avg: 40.1–91.5 | Below avg: 91.5–141.6 | Bottom 25%: >141.6
Inventory Optimization Balance: Lower DIS reduces carrying costs; ensure service levels to avoid stockouts.
NOWC/Sales %

0%

€0
NOWC value
Formula: NOWC = AR + Inventory − AP; NOWC/Sales % = (NOWC ÷ Sales) × 100
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Benchmarks: Top 25%: <8% | Above avg: 8–17% | Below avg: 17–25% | Bottom 25%: >25%
Growth Capital Requirement: For each €1M sales growth: 0% × €1,000,000 = €0 additional working capital needed
Be amongst the best in DSO
85%
Sales team adoption rate
30%
Improvement in payment terms
50%
Reduction in bad debt
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