Who Are We?
A team of financial thinkers, builders, and problem-solvers, on a mission to help businesses like yours to take control of your cash flow
We’re on a Mission to Help Business Owners Take Control of Their Cash Flow
Running a business takes guts, grit, and relentless focus. But even the most capable companies can get stuck when cash flow becomes unpredictable, especially when customers pay late, payment terms stretch out, and inventory builds up.
At CapAid, we understand the challenge of working capital management. It’s not about business owners doing something wrong - it’s about being left with outdated tools, reactive processes, and a lack of cash awareness in procurement, inventory, and sales.
That’s why we started CapAid.
We’re here to give small and mid-sized businesses the structure, clarity, and automation they need to manage working capital effectively,, without hiring a team of consultants or revamping their complex ERP systems. Whether you're negotiating with a large buyer or managing thousands of SKUs, you deserve better tools.
We’re not just helping businesses get paid faster.
We’re helping them become stronger, smarter, and more in control, so they can grow without cash flow holding them back.
Because cash flow shouldn’t feel like a gamble.
At CapAid, we turn working capital into a strategic advantage.
Meet the Team
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![Thomas Lundström, Founder & Chair of the Board]()
Thomas Lundström,Founder & Chair of the Board
Thomas Lundström is the founder and driving force behind our company. He holds a Master's degree in Economics from the Swedish School of Economics in Helsinki and is passionate about value creation and helping others succeed.
He has over 30 years of experience in financial consulting, including areas such as working capital management, corporate financial risk management, and financial steering.
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![Christer Forsskåhl, Co-Founder & CEO]()
Christer Forsskåhl, Co-Founder & CEO
Christer brings extensive experience as both a CFO and CEO across various industries, including manufacturing, import/export, finance, IT, and start-ups. Christer has now joined the CapAid team and we are happy to have him.
He is a seasoned entrepreneur with a track record of successfully launching numerous businesses.
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![Jawid Danish, Co-Founder & Head of Marketing]()
Jawid Danish, Co-Founder & Head of Marketing
Jawid leads the marketing team, overseeing content strategy, website management, and customer engagement. In addition to marketing, he conducts financial analyses, benchmarking companies against industry standards to support sales and decision-making.
His expertise ensures CapAid delivers data-driven insights that help businesses improve credit management and financial performance.
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![Walter Wallén, Sales Representative]()
Walter Wallén, Sales Representative
Walter is a kind soul, currently studying for his bachelor's degree in mechanical engineering at Aalto University.
As an engineer, Walter strives to find the best solutions for every situation. We are delighted to have him take care of you, our potential customers. If you have any questions, he will be at your service.
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![Christoffer Stenius, Financial Analyst]()
Christoffer Stenius, Financial Analyst
Christoffer is a driven entrepreneur and student, currently studying Finance at Hanken School of Economics. He is supplementing his major with studies in Statistics and Information Systems Science, positioning him well for a financial analyst position at CapAid.
Christoffer brings fresh perspective and energy to our team, and we are excited to see him grow and develop in his career.
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![Arne Moliis - Software Engineer]()
Arne Moliis, Software Engineer
Arne works as a software engineer helping create the software portion of CapAid. He works on both on the look and functionality of the webapp as well as the underlying server side code and database. Arne studied at Aalto for 4 years but is currently focusing on tasks at CapAid.
Arne is an inquisitive and thorough programmer with good problem solving skills. He is also a fast learner and has experience with a multitude of different programming languages.
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![Kesa Puuppo, Marketing Intern]()
Kesa Puuppo, Marketing Intern
Kesa is majoring in Marketing at Metropolia University of Applied Sciences. At CapAid, her role involves supporting marketing efforts, building brand awareness, and acquiring new customers.
CapAid is excited to welcome Kesa to the team and looks forward to achieving great results together.
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![Jesper Rajakangas, Financial Analyst]()
Jesper Rajakangas, Financial Analyst
Jesper Rajakangas is a Financial Analyst currently pursuing a B.Sc. in Finance at Hanken School of Economics, with a minor in Information Systems Science.
With strong expertise in Excel and a solid understanding of financial issues in both small and large businesses, Jesper takes full ownership of his work, ensuring that clients and partners maximize the value of their engagement.
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![Tony Lindström, Software Architect]()
Tony Lindström, Software Architect
Tony is a brilliant developer finishing up his master's studies at Aalto University in Computer and Communication Sciences.
With his already solid experience in software architecture, Tony is well-equipped for his position at CapAid. We are happy to have him on our team as a strong asset.
It Started with a Frustration and a Belief
Before CapAid was born, it was a repeated conversation.
As consultants, we sat in meeting rooms with business owners, CFOs, and sales leaders, all asking the same frustrating questions:
“Why are we always chasing payments?”
“Why can’t we deliver on time, even with too much inventory?”
“Why is it so hard and costly, to get funding?”
“Why do we pay suppliers in 30 days, when our customers demand 60?”
The answer?
Cash flow leakages.
Fixing one part of working capital often makes another worse.
Sales push growth by offering longer terms. Inventory builds up to ensure service. Cash disappears.
Forecasting cash becomes nearly impossible. Risk increases. Confidence drops.
But these weren’t mismanaged companies. These were smart, committed teams, doing their best, with inadequate tools and inefficient processes.
We were frustrated. Not with the people. But with the system.
So, we did what entrepreneurs do best: We built what was missing.
Why Do We Exist?
CapAid is built on the belief that working capital should be a strategic strength, not an afterthought. That every business deserves:
Clear and fair rules to follow,
Automation that saves time and money.
Real-time support for fact-based decisions
We don’t just deliver reports and walk away. We’re a partner, focused on:
Ensuring results, Better cash-flow
Enhancing work efficiency, Automate all repetitive work
Because when your business thrives, so do we.
Our Mission
Rethinking the
Consulting Business
No more spreadsheets, policy confusion, or guesswork. CapAid replaces complexity with clarity. Our system builds, digitalizes, and enforces your credit policy in just two meetings. Simplicity isn’t a feature - it’s the foundation of everything we do.
Elegant Solutions to Complex Challenges
We turn complexity into clarity. Simplicity isn’t just a feature – it’s the core of everything we do. Our solution is built on clear rules and efficient processes, providing your team with decision-supporting tools for daily operations. No need to waste time on micromanaging every detail – we tailor our approach to fit your needs and goals.
Empowering SMEs to
Take Control of
Their Cash Flow
CapAid is designed to be scalable and accessible, whether your business generates €10M or €1000M in revenue. We believe every company deserves access to the best tools to manage cash flow and reduce risk.
Why? Because stable cash flow is the foundation for sustainable growth, without the fear of running out of cash.
Our Values
These are the principles that drive everything we do, from product design to daily conversations with customers.
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Credit management is already complicated. We’re here to make it clear.
From your credit policy to your dashboards, we design everything to be intuitive, actionable, and human — no jargon, no confusion. -
We don’t chase vanity metrics. We care about impact.
We treat every customer like a long-term partner, because our success is tied to yours. When you win, we win.Everything we build, every decision we make, starts with one question: Will this make life easier for the business owner?
We don’t build features for hype, we build solutions that solve real pain points for real people. Your needs lead. We follow. -
Gut feelings are good, but data is better. We make sure your credit and cash flow decisions are backed by real-time insights, not guesswork.
Where Are We?
CapAid is proudly based in Finland, Europe - a hub of innovation, transparency, and design thinking. But our work, mission, and mindset reach far beyond borders.
We operate with a hybrid, international team that supports companies across Finland, the Nordics, and throughout Europe. Whether you’re managing receivables in Oslo, negotiating payment terms in Helsinki, or leading a finance team in Vienna, we’re here to support you.
What connects us to our customers isn’t just technology. It’s the belief that every SME deserves better tools, faster payments, and stronger cash flow.
And we’ll travel, connect, or log in wherever we need to be to make that happen.
Where Are We Heading?
Pricing to Optimize Profits
Purchasing to Optimize Supply Chain
Cashflow Operations Platform
Automated Credit Evaluation
& Receivables Management
Today:
All Connected. All Built for SMEs.
While ACE is just the beginning, our mission is far bigger. We’re building a full suite of solutions that help SMEs take control of pricing, purchasing, and forecasting, not just credit.
In the months ahead, we’ll be launching new tools like POP (Pricing to Optimize Profits), POS (Purchasing to Optimize Supply Chain), and COP (Cashflow Operations Platform), each one designed with the same philosophy behind ACE: practical automation, driven by real business needs.
We’re not building for the sake of building. We’re building what’s missing, and we’re building it for you.